British Columbia Insurance

BC personal and business Insurance you can depend on

Acera Insurance is BC-grown with global reach. As one of the largest independent, employee-controlled brokerages in Canada, our local team’s roots remain firmly planted in British Columbia — while our reach extends across the entire country.

For over 60 years, we have been committed to supporting and safeguarding businesses, individuals, and properties throughout our communities with tailored insurance and risk management solutions.

We have access to more than 100 global insurers and specialty underwriting facilities. We compare across the entire market to find you the best coverage at the best rate for all your personal and business insurance needs. This longstanding presence has allowed us to build lasting relationships, earn trust, and become a reliable partner for countless Canadians seeking better insurance protection.

Insurance brokers in British Columbia

Our team of expert brokers is ready to assist you with every step of your insurance journey. Whether you need coverage for your personal property, your business, or your motorcycle, we take the time to understand your unique circumstances and priorities. By carefully listening to your questions and concerns, we are able to recommend the insurance options that best fit your needs and budget — ensuring you receive comprehensive protection without unnecessary costs.

As a brokerage, we are independent and unbiased. Driven by our purpose and guided by our values, you can count on Acera Insurance to make decisions based on providing the best possible customer experience at every opportunity. Choosing us means you benefit from decades of expertise, local knowledge, and a genuine commitment to providing the best possible customer experience. Let us help you secure the coverage you deserve, so you can focus on what matters most.

Personal insurance solutions for BC residents

From your home and vehicles to recreational toys and more, personal insurance protects your lifestyle and livelihood. As the name suggests, personal insurance should be tailored to you. At Acera Insurance, we understand that no two people are the same. That’s why our personal insurance specialists focus on the unique needs of you and your loved ones when providing expert advice and coverage. Whether you are a homeowner in need of home insurance or a renter who needs tenant insurance, we can help.

Insurance to protect your home in British Columbia

Shelter is a fundamental need, and having the right home insurance in British Columbia is crucial for protecting your property, belongings, and financial well-being. Enjoy greater peace of mind with comprehensive home insurance that protects you from risks like fire, theft, and water damage. This coverage also includes liability protection in case someone is injured or their property is damaged at your home, or if you are found responsible for an accident.

Depending on your living situation, you may need one of the following BC home insurance solutions to ensure you’re properly protected:

Not sure which type of home insurance in BC is right for you? Our experienced team can help you compare options and find the best coverage for your unique situation and budget. Contact us today to discuss your needs and get a free insurance quote.

Find a broker near you or submit a quote request online to get started.

Insurance to protect your vehicle in British Columbia

Your vehicle is essential for daily life, whether you’re commuting, running errands, or exploring the beauty of British Columbia. Protecting your car, truck, or SUV with the right auto insurance is crucial for safeguarding your investment and ensuring financial security in case of accidents, theft, or unforeseen events.

Our team is committed to helping you compare policies, maximize your protection, and enjoy peace of mind every time you get behind the wheel. Reach out to us today to discuss your requirements and receive a free, no-obligation auto insurance quote tailored to your unique situation.

Learn more about our BC auto insurance solutions.

Insurance to protect your legacy and family in British Columbia

Acera Insurance is committed to helping individuals across British Columbia protect their loved ones during life’s uncertainties. Our comprehensive life insurance solutions provide your family with crucial financial support in the event of your unexpected passing, ensuring they can maintain their lifestyle and meet ongoing obligations without additional stress. Life insurance acts as more than a safety net; it is an effective tool for long-term financial planning. With a BC life insurance policy from Acera Insurance, you can be confident your wealth will be efficiently distributed to your chosen beneficiaries, preserving your legacy just the way you intend.

We appreciate that everyone’s needs and goals are unique. This is why we offer a variety of options, including term life, whole life, and universal life insurance. Whether you need straightforward coverage for a specific period, lifelong protection with cash value growth, or flexible policies that adapt to changing circumstances, our experienced advisors will work closely with you to find the solution that best matches your objectives and desired flexibility. In addition to life insurance, we understand the importance of protecting your income and personal well-being. That’s why we also provide critical illness and disability insurance, which offers vital financial support if you face serious illness or injury and are unable to work.

At Acera Insurance, our goal is to offer personalized guidance and tailored solutions. You can trust that your loved ones will be protected, no matter what the future holds. Contact us today for a complimentary consultation and discover how we can help you find peace of mind for yourself and those who matter most.

Discover our BC life insurance options.

Expert commercial insurance solutions for BC businesses

At Acera Insurance, we recognize that no two businesses are exactly alike. Whether you operate a start-up from your home, manage a growing local enterprise, or oversee a large multinational corporation, your organization faces its own unique set of challenges and exposures. That’s why we are dedicated to crafting truly customized insurance and risk management strategies tailored specifically to your business’s needs.

Our team of experienced business insurance specialists takes the time to get to know your company inside and out. We consult closely with you to fully understand how your operation runs, the potential risks you face, and the goals you aim to achieve. This allows us to offer expert guidance and recommend coverage options that provide the right level of protection for your assets, properties, and employees, so you can focus on growing your business with confidence.

By working with industry-leading insurers, we can offer a wide range of policy options and competitive pricing, ensuring your coverage is both comprehensive and cost-effective.

When you choose Acera Insurance, you benefit from personalized service, professional advice, and ongoing support. Our commitment is to help you safeguard your business today and position it for a secure and successful future.

Reach out to our team to schedule a complimentary business insurance consultation and discover how our tailored solutions can protect what matters most to you.

Learn more about our business insurance solutions as well as our group benefits plans.

We work with top insurance companies in British Columbia

At Acera Insurance, we are proud to collaborate with some of the most reputable insurance providers in British Columbia. By working with these industry leaders, we are able to offer our clients a broad selection of coverage options, competitive rates, and the confidence that their protection is backed by trusted names in the field. Our strategic partnerships ensure that every policy we recommend is tailored to meet your specific needs, whether you’re seeking personal, business, or specialized insurance solutions.

Below are some of the top insurance companies we work with:

By partnering with these top insurers, Acera Insurance can confidently match you with the coverage that best fits your lifestyle, goals, and budget. Our relationships allow us to negotiate on your behalf and ensure you receive the highest quality protection for what matters most.

Proudly supporting our BC communities

Acera Insurance goes beyond providing exceptional support and coverage to our clients — we are deeply committed to making a positive impact in the communities we serve throughout British Columbia. Our team actively collaborates with local, regional, and national organizations to support initiatives that address food and housing insecurity, foster inclusivity for those with developmental disabilities, and promote the health and wellbeing of children and families.

Whether through sponsorships, volunteering, or charitable donations, we contribute to causes such as environmental stewardship, community development and more.

Here are just a few of the organizations we support:

Through these contributions, Acera Insurance demonstrates a steadfast commitment to building stronger, healthier, and more resilient communities across BC. When you choose us, you’re not only protecting your own interests — you’re also helping us make a meaningful difference for those in need.