Acera Insurance and Navacord have united to provide Canadians with greater choice and solutions. Learn more.

Forest Trees with Acera Navy Overlay

BC Professional
Liability Insurance

Liability insurance for professionals in British Columbia

Acera Insurance offers professional liability insurance, also referred to as errors and omissions (E&O) insurance, to people in careers who routinely offer professional services or advice to others. If you provide services for a fee, or sign contracts that require you to have professional liability insurance, you and your business may face the risk of being sued by your customers and clients.

While an important foundational coverage, commercial general liability insurance generally does not cover claims resulting from professional services or advice.

Professional liability insurance from Acera Insurance offers additional protection to help with legal costs, if you do face legal action by a third-party or a client, related to an error or omission of information. Our commercial insurance brokers can provide you with an E&O policy to protect you from the financial loss due to an unexpected lawsuit.

Why do I need E&O insurance in BC?

While professionals like accountants, lawyers, engineers and architects are committed to providing their clients with accurate and high-quality service, mistakes can happen. Your clients can make alleged claims against your business for things such as error or failure to perform work outlined in a contract, malpractice and mismanagement. Accidental or not, just one small error can result in a costly lawsuit. Most businesses and professionals cannot absorb the financial impact of a lawsuit. In order to protect yourself and your firms from a number of exposures, professionals should seek professional liability insurance.

Forest of densely packed birch trees

Who needs professional liability insurance in BC?

If you are providing professional service or advice to others as a business, you need professional liability insurance. Below is a list of some of the top industries in British Columbia, which require this vital coverage.

  • IT/Computer Contractors
  • Engineering Consultants
  • Management Consultants
  • Construction Contractors
  • Consultants
  • New Media
  • Social Workers
  • Financial Services
  • Legal Services
  • Photographers
  • Forensic Experts
  • Miscellaneous Services

Don’t worry if your industry isn’t mentioned, just request a professional liability insurance quote online, by phone, or at one of our branches, and our experienced brokers will be able to help.

How to get the best professional liability insurance in BC?

At Acera Insurance, we offer two convenient ways for you to find the best E&O policy for your needs.

1. Get a quote and buy online in minutes

Get a quote and buy online from trusted insurers through our partner-broker, EasyCover. Through the EasyCover website you can build your policy and see the premium amount update instantly based on your selections. If you are happy with the quote, you can bind online right away. It’s as easy as that.

2. Talk to an Acera Insurance advisor

Have questions about your coverage? Your local Acera Insurance professional liability advisors are your partners in business. At Acera, we devote personal attention and exceptional customer service to our business clients. We’re more than your insurance broker: we’re your business partner, today and in the future.

E&O solutions for members of BC professional associations

Acera Insurance provides the highest quality insurance products and innovative risk-related solutions to the needs of professionals and their associations.

Our professional organizations errors & omissions solutions include:

  • Manuscript wordings and competitively priced errors & omissions programs for the members of professional associations and their board/college.
  • Property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit for members.
  • General liability programs providing protection from customer incidents arising from products and services.
  • Administrative services for certificate management and invoice tracking.

Work with leading professional liability insurance brokers in British Columbia

If you want help finding the best E&O insurance in BC, look no further than your local team at Acera Insurance. We’ve been working with professionals like you for over 60 years. Our knowledge brokers have the expertise needed to find the best rates for you, based on your specific industry and insurance needs. Trust us to provide the protect you deserve, at an affordable price.

Ready to get your free BC professional liability insurance quote?

Simply complete our online form to receive free, no obligation quotes and advice from an expert broker.