Your Pet Profession

Unique Coverages Exclusive to PROfur
We offer custom coverage designed specifically for the pet care industry.
Elevating protection for pet care business owners with exclusive coverages
The following coverages are included on every PROfur policy:
- Loss, injury or death of customers’ pets, including emergency vet bills, up to $10,000 per pet and $50,000 per occurrence regardless of fault (you don’t have to be sued or negligent for this coverage to respond). A $200 deductible applies. These are the base limits on each policy – higher limits are available.
- $5,000 per occurrence limit for the injury or death of demo dogs when they are assisting with dog training services. This covers demo dogs that you own or borrow. A $200 deductible applies.
- $5,000 aggregate limit to post a reward and pay expenses to recover a runaway pet that was in your care. No deductible applies.
- $2,000 per occurrence to cover expenses related to removing pets from your premises to protect them in an emergency (such as fire or tornado). No deductible applies.
- Lost Key coverage $10,000. No deductible applies.
- Pets are insured while they are being transported in your care (i.e. If you have to take them to the vet; if you offer pickup or drop-off service). Some conditions may apply.
- $2,000,000 Professional Liability to defend you if you’re sued alleging the service or advice you provided was deficient, resulting in a pet injuring a person or another pet. This is “occurrence based” coverage, so you always have the liability coverage that you’ve paid for, it doesn’t disappear like “claims made” coverage does. This is the base limit on each policy – a higher limit is available.
Keep in mind that a PROfur policy is specialized. Our service team focuses on insuring pet care professionals so we’re able to provide quick service & ensure your policy gives you the best protection on the market at a cost-effective price.

Why trust Acera Insurance and PROfur for your business insurance?
Since 2006, we’ve supported pet care professionals like you. As Canada’s first provider of specialized pet care business insurance, we understand your industry. We ensure your policy gives you the best protection on the market, at a cost-effective price, without any surprising gaps that would exist on a less customized insurance policy.
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