Alberta Insurance

Trusted Alberta insurance broker for your personal & commercial needs

As one of the top brokerages in Alberta, Acera Insurance has access to over 100 global insurers and underwriting facilities. Whether you’re a home-based business or a large international corporation, our experienced team can help you find affordable commercial insurance.

As an employee-owned, independent Canadian insurance company, Acera Insurance always put our clients first. Unlike a direct insurer, we’ll work with and for you to secure an affordable and effective insurance solution. We work with all the trusted known insurance companies to make sure you are getting the best coverage for you.

Here are just a few of the other reasons why our clients choose Acera Insurance:

1. We are Canada’s largest independently-owned, employee-controlled brokerage.
2. We offer local, regional and national representation, as well as access to international insurance markets.
3. Our wide-ranging insurance capabilities guarantee we’ll find our clients the best insurance protection for the best value.
4. Our claims expertise is second-to-none.

Read on to learn more about our Alberta insurance brokers can assist you with any of your personal or commercial insurance needs.

Personal insurance in Alberta

Personal insurance is all about finding the right protection for what matters to you the most. At Acera Insurance, we secure coverage for your home, vehicles, recreational toys, cabins, and more. We can also help you find the best personal life and health benefits coverage, tailored to your unique needs.

Here are a few common personal insurance coverages Albertans need:

Our Alberta personal insurance brokers are here for you every step of the way and are happy to advise on the best coverage options to suit your needs.

Home & Contents Insurance in Alberta

Your home is more than just where you live; it’s your greatest asset. Protect your Alberta property, treasured personal items, and financial well-being with our comprehensive home insurance solutions. Our comprehensive coverage typically includes:

• Liability protection to safeguard you if someone is injured on your premises.
• Coverage for property damage, including your home’s structure, sheds, decks, furnishings, and belongings.
• Support for additional living costs if you need to temporarily move out due to an insured event.

Our experienced brokers personalize Alberta home insurance to match your finances and lifestyle, ensuring you receive the best protection at a great value.

Vehicle Insurance in Alberta

No matter if you’re commuting daily or taking in the scenic drives through Kananaskis, being prepared for all types of environments and weather conditions is essential when driving in Alberta.

That’s why we partner with Canada’s top insurers, offering:

• Third-Party Liability
• Accident Benefits
• Direct Compensation Property Damage
• Collision
• Comprehensive

Our Alberta brokers make it easy to compare policies, maximize discounts, and choose the right limits and deductibles for your lifestyle. Whether you’re making a claim or have questions, we’re ready to help every step of the way.

Explore Alberta auto insurance to drive with confidence.

Alberta Life & Health Benefits Insurance

Many Albertans aren’t covered through their workplace, or may require extra protection. We offer a full range of benefits solutions, including:

• Life Insurance
• Mortgage Insurance
• Critical Illness Insurance
• Disability Insurance
• Health & Dental Insurance

Find out which life insurance options in Alberta suit your needs and secure your peace of mind for the future.

Commercial insurance in Alberta

Acera Insurance understands that each business has unique circumstances and insurance needs. That’s why we offer personalized commercial insurance from top insurance companies across the province and country. Our Alberta commercial insurance brokers pride themselves on customer service and hands-on approach. We’re the choice of many local businesses for their insurance needs.

The first step of our quick and easy process is understanding your insurance needs. After determining what insurance coverages are applicable to your specific company, we go to our commercial insurance markets to source the most competitive quotes for you. Together, we review your options and answer any of your questions. Once you have selected the best insurance policy for you, we secure your coverage. And that’s it!

Below are a few of the most common commercial insurance coverages we offer in Alberta:

As your trusted commercial insurance guide in Alberta, our work doesn’t stop with simply securing the best business insurance for your organization.

At Acera Insurance, we act as a dedicated risk management resource for any of your future planning. We also advocate on your behalf in the event of a claim. Our goal is to provide as much certainty and success for your business as possible, by making sure you are protected with the best insurance policy for you and acting at that expert in your corner in case of the unexpected. Find out more about our Alberta business insurance solutions.

What shapes your insurance costs in Alberta?

Insurance prices aren’t set in stone—they’re as varied as Alberta’s landscapes. The amount you pay depends on your policy, your needs, and a mix of personal and regional details.

Here’s what can affect your Alberta insurance premiums:

• Location (postal code) – Areas prone to wildfires, floods, or higher crime may have higher premiums.
• Personal demographics – Factors like age, gender, and household details all come into play.
• Property details – The age, construction, and upkeep of your home, condo, or commercial building matter.
• Driving record – If you’ve had accidents, tickets, or insurance claims, expect this to show up in your auto rates.
• Claims and insurance history – Frequent claims or gaps in coverage can mean higher costs.
• Business industry – Certain industries, especially those with more risk, often face higher commercial premiums.
• Coverage amount – Opting for more protection or specialized add-ons usually bumps up your premium.

Acera Insurance brokers in Alberta work with top Canadian insurers to help you find robust coverage at a price that fits your budget.