Calgary Heavy Equipment Insurance
Comprehensive insurance for Calgary construction workers & other professionals
Countless industries in Calgary rely on heavy equipment each day. Whether you work in the agriculture industry, transportation industry, forestry, material handling, groundskeeping, etc., your heavy equipment and machinery may very well make or break your business.
That’s why at Acera Insurance we offer Calgary heavy equipment insurance solutions that are specifically designed for companies operating in the city. Our team of dedicated experts can help you find affordable heavy equipment insurance, including coverage for heavy trucks, machinery and equipment operating in and around the Calgary area.
What is heavy equipment insurance?
Construction workers, contractors, manufacturers, etc. may face a substantial number of unique risks on an everyday basis at the various sites and homes where they work. Provided that these sites have dangers lurking around every corner, it only makes sense that these businesses would need to purchase insurance.
Among the risks they face are the ones that could threaten the functionality of their heavy equipment. As many construction workers and other professionals use huge trucks, backhoes, bulldozers, etc. on an everyday basis, heavy equipment insurance for Calgary businesses (sometimes also known as inland marine or tools and equipment insurance) is designed to protect businesses if their heavy equipment is damaged or destroyed.
Heavy equipment insurance in Calgary is designed to insure:
- Loaders
- Backhoes
- Bulldozers
- Dump trucks
- Moving trucks
- Excavators
- Mining shovels
- Boom lifts
- Cranes
- Compactors
- …and more.
Think about heavy-duty vehicles when it comes to heavy equipment. While your hand-held equipment and tools may be insurable under your average contents policy contained within an overarching commercial property plan, heavy equipment needs specialized coverage.
Benefits of working with Acera Insurance for heavy equipment coverage in Calgary
As a proud part of the Calgary community, Acera Insurance is also an affiliate of the Calgary Construction Association, the Alberta Roadbuilders & Heavy Construction Association, the Surety Association of Canada and the Alberta Ready-Mixed Concrete Association.
Get heavy equipment insurance in Calgary to protect your operations, regardless of what your trade specialty is. Construction workers, manufacturers, and many other businesses depend on the usage of their heavy equipment. Acera Insurance, as a proud member of the Calgary community, is more than happy to work with your business to help find it comprehensive coverage when it needs it.
Calgary Heavy Equipment Insurance FAQs
Here are answers to the top three questions we regularly receive about heavy equipment insurance in Calgary:
Heavy equipment insurance in Calgary goes by many names. It can be referred to as equipment and tools insurance, inland marine insurance, etc. You may also purchase a commercial property policy to protect equipment and tools worth less than $1,500 (such as power tools, safety gear, measurement devices, and so forth), and equipment breakdown insurance to cover your property and assets if there is internal damages or unexpected malfunction.
Absolutely. Depending on the size, type, and value of your work equipment, you may need heavy equipment insurance as a Calgary worker, or you may need “equipment and tools” insurance. Acera Insurance can work with you one-on-one to help you navigate what you need with regards to coverage; some equipment may need additional coverage, or specialized coverage based on its size, value, and what it does for you and your business.
Since your equipment may very well be what makes or breaks it for your business, you’ll need a special kind of insurance to protect your valuable tools. Equipment breakdown, equipment and tools, and heavy equipment insurance in Calgary are all different options you can assess the benefits of with the help of an Acera insurance broker.
Sometimes, your standard property insurance may not be enough to protect your contents – specifically meaning your business’ heavy equipment or specialized machinery. Acera Insurance can compile a policy to address unique risks your equipment may face.
If you have any additional questions, please contact us. Our Calgary heavy equipment insurance brokers are experts in this area and will be able to address any questions and concerns unique to your business.
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