Dog Walking Insurance
We offer affordable business insurance for dog walkers.
Supporting business owners with specialized insurance for dog walkers
Whether you’re a dog walking business owner or an independent contractor walking dogs for other companies, we can help you protect your business and the pets in your care. Many insurance policies ignore the most important part of your business, the dogs! Are you covered in case of an accident while walking your client’s pet? You won’t have to worry with PROfur insurance. Setting the industry standard for pet-based business insurance — PROfur keeps you and your pet clients protected.
At PROfur we understand that dog walkers need specialized insurance to be bonded and our policies cover a variety of occurrences including a common, everyday incident like lost keys & lock replacement, to the unimaginable accidental injury or loss to the dogs themselves. Often as a walker, you may also need professional liability coverage should you provide pet care instruction or advice to your clients. We make it easy for you to get a customized, cost-effective PROfur insurance policy that does a complete job of covering what’s important to you so that you can focus on caring for your pets. Let PROfur’s experienced staff take care of your dog walking insurance.
Our extensive experience supporting
pet care professionals and dog walkers
As Canada’s first specialized insurance provider for pet care professionals, we’ve worked hard to build our insurance offerings from the ground up in order to provide complete protection and the utmost certainty for our clients. Our policies are highly customizable and we pride ourselves on developing a unique product for your business’ size, coverage needs, and individual service offerings.
Our team is incredibly knowledgeable and experienced in providing innovating insurance solutions designed for dog walkers like you.
Understanding dog walking insurance
PROfur dog walking insurance includes coverage for:
- Pickup and drop-off services (pet taxi) – dogs are covered while in the vehicle (this policy does not cover the vehicle itself – you still need your auto insurance policy)
- Poop & scoop
- Off-leash walks (certain conditions apply – see “What You Need to Qualify” below)
Coverage extensions are also available for:
- Independent Contractors working for you
- Pet Boarding Insurance
- Dog Daycare Insurance
- Dog Training Insurance
- Dog Grooming Insurance & Cat Grooming Insurance
- Pet First Aid Trainers Insurance
- Pet Sitting Insurance
- Pet Therapist Insurance
What you need to qualify for dog walking insurance with PROfur:
- Walkers must be at least 18 years old and not have a conviction for fraud or theft
- A maximum of 6 dogs per walker unless the by-laws in the jurisdiction specify a different limit. If no by-law, a maximum of 6 dogs applies
- Dogs can only be off-leash if you have the pet owner’s consent and the dogs are in a fenced yard or sanctioned public off-leash area
- Dogs must have current vaccinations for rabies and DHPP
- Keep a record of any behaviour and medical issues declared by each pet owner
- Use a consent or waiver form with each pet owner
The essential coverage your industry needs.
Our team has been protecting dog walkers since 2006. We truly understand your insurance needs at the frontline of pet care.
Commercial General Liability for Dog Walkers
Protects against accidental injury to others, including pets, or accidental property damage. For example, after a theft occurs at a customer’s home, the customer sues you with allegations that you failed to lock the house after walking their dog. Or a dog you’re walking breaks lose from you, darts into traffic causing an accident, and you are sued for being negligent in controlling the dog.
Professional Liability for Dog Walkers
Also known as errors and omissions insurance or E&O, this type of coverage offers important financial protection in the event you are sued. In the event a client alleges your service or advice caused injury or loss to a pet, E&O helps with the legal costs required to defend yourself.
Accidental Injury, Loss or Death of Pets
Provides financial coverage for sudden expenses incurred to care for pets injured or lost while in your care, including emergency veterinarian expenses. This feature has the unique benefit of not requiring you to be sued in order to use the coverage.
Business Contents and Equipment
Includes replacement cost coverage for a home office equipment that is used for your business. Broad, multi-peril coverage is provided – in other words, the policy protects you against a wide variety of things that could damage your property such as fire, theft, vandalism and sewer backup among others.
Contents Away from Premises
Covers tools and equipment while they are in transit, or in storage or in use at a location not specifically listed on your policy. For example, if you have crates in your van to transport dogs from their owners’ homes to the area where you walk them, this would insure the crates (if the crates are permanently attached to the van, then they need to be covered by the van insurance). This is broad, multi-peril coverage.
Bonding
Bonding is designed to insure the theft of your customers’ contents by your employees while they are working for you. This coverage is primarily used to give your customers a level of trust in your business so they feel comfortable giving you the keys to their home.
Lost Key Coverage
Helps compensate dog walkers for the costs associated with needing to replace or even re-adjust the locks of a client’s house in the event you lose their keys.
Runaway Recovery Expenses
Provides coverage for reasonable expenses related to your efforts to locate a pet that has escaped or been stolen (i.e. advertising, travel, pet transport, veterinary services).
Reward for Return of Runaway
Allows you to offer a financial reward for the safe return, or for information leading to the safe return, of a client’s pet which has escaped or been stolen from your care.
Proof of Loss Preparation Costs and Professional Fees
These two benefits help to pay for expenses incurred for you to establish the amount of your loss after a claim and to help prepare the Proof of Loss form which you need to submit before a claim can be paid. For example, you may incur expenses to have your proof of loss form notarized.
PROfur Coverage Extension
This is a package of various coverages included on all PROfur Masterplan policies. It is designed to maximize your protection by covering gaps that often arise unpredictably after a claim. It offers supreme protection for your dog walking business.
Multi-Service Pet Care
If you provide multiple pet care services, protecting all aspects of your business is important! With a combination of pet care services, your business has a variety of unique, complex risks. PROfur provides the comprehensive coverage you need and can insure multiple pet care services on a single policy.
Do you provide multiple pet care services?
If you offer more than one type of pet care service, protecting all aspects of your business is important. With a combination of pet care services, your business has a variety of unique, complex risks. With an Acera Insurance PROfur policy, you receive the comprehensive coverage you need and can insure multiple pet care services on a single policy. We offer certainty when it comes to covering your customers’ pets and your business.
We work with top dog walking insurance providers to find the best commercial insurance coverage for you.
Why trust Acera Insurance and PROfur for your dog walker insurance?
Since 2006, we’ve supported pet care professionals like you. As Canada’s first provider of specialized pet care business insurance, we understand your industry. We ensure your policy gives you the best protection on the market, at a cost-effective price, without any surprising gaps that would exist on a less customized insurance policy.
Ready to get your free dog walker insurance quote?
Enter your information into our digital tool to get a no-obligation quote. You can even pay for your policy online!