Electrologists Insurance
We offer affordable beauty business insurance for electrologists.
Protecting electrologists with
tailored commercial insurance
Electrologists have specialized knowledge and education in order to provide services with the utmost care. However, unexpected circumstances can arise that are beyond training and experience. Whether you freelance, own your own salon or spa or rent a room, these events can prevent you from running your business. Electrologist insurance with PROtique will cover your unique needs, keeping you and your business safe.
Our extensive beauty industry experience
With deep industry experience, we’ve developed specialized, wide-ranging insurance solutions tailored to beauty care professionals. As your trusted insurance advisors, we go beyond simply securing coverage—our team is here to support and guide you through every step, especially when it matters most: during an insurance claim.
Understanding electrologist insurance
PROtique insurance for electrologists includes coverage for:
- Hair removal
- Waxing
- Sugaring
- Threading
Coverage extensions are also available for:
- Aromatherapy
- Body Wraps
- Ear Piercing
- Electrocoagulation (for skin tags, spider/thread veins, milia, ruby points)
- Electronic Muscle Stimulation (EMS)
- Eyebrow Lamination
- Eyebrow & Eyelash Tinting
- Eyelash Extensions, Perms & Lifts
- Facials
- Gel & Acrylic Nails
- Glycolic Peels – maximum 30% AHA content
- Laser, IPL & LED Esthetics – excluding CO2 Lasers
- Make-Up Artistry – excluding tattooing
- Manicures
- Micro-current Skin Treatment
- Microdermabrasion
- Microneedling
- Micropigmentation & Microblading
- Paraffin
- Pedicures – excluding cutting or removal of corns, bunions or ingrown toenails
- Relaxation Massage
- Reflexology
- RF Skin Treatment
- Skin Needling
- Spray Tanning
- Tanning Beds
- Teeth Whitening – product must be manufactured in North America
- Ultrasound Skin Treatment
- Privacy Breach
- Cyber Incidents & Online Content Liability
Electrologists providing the following services cannot be insured with a PROtique policy:
- Medical Treatments or Procedures
- Mole or Wart Treatment – electrologists with the Advanced Cosmetic Procedures Extension may work on moles and warts subject to specific conditions
The key coverages your industry needs.
We know electrologists in the beauty care industry have specific insurance needs and can customize our policies accordingly.
General Liability Insurance for Electrologists
Commercial general liability, or CGL, offers protection against accidental injury to others, or accidental property damage. For example, this is designed to defend you if you are sued for negligence after a customer slips and falls in your clinic.
Professional Liability Insurance for Electrologists
Protects electrologists against lawsuits alleging your service or advice caused injury or loss to a customer. For example, this is designed to defend you if a customer has claims they suffered an infection from an electrolysis treatment.
Business Interruption
Covers lost profit and pays for necessary ongoing expenses if your business is interrupted or closed due to a property damage claim. For example, if your electrolysis clinic suffers severe water damage after a storm and you’re closed for two months to conduct repairs, the policy will reimburse you for the profit you’ve lost. It will even cover important operating expenses which continue even while you’re closed, such as your salary and loan payments.
Contents
Includes replacement cost coverage for tools, equipment and stock owned by your business while it is on the premises of your business, plus any renovations or leasehold improvements you are responsible for. Broad, multi-peril coverage is provided – in other words, the policy protects you against a wide variety of things that could damage your property such as fire, theft, vandalism & sewer backup among others.
Equipment Breakdown
This insures your electronic equipment (electrolysis equipment, your electrical panel, wiring, air conditioner) against damage from electrical disturbances (like power surges and brown outs) and mechanical breakdown, and more importantly, it covers the lost profit and necessary ongoing expenses (like your salary) if you’re closed due to the equipment breakdown. Many commercial leases require you to carry equipment breakdown coverage.
Proof of Loss Preparation Costs and Professional Fees
These two benefits help to pay for expenses incurred for you to establish the amount of your loss after a claim and to prepare the Proof of Loss form that you’re required to submit before a claim can be paid. Take this scenario, for example. Your business is closed for one month after the sewer backs up into your clinic due to a storm. You may need to hire an accountant to confirm how much profit was lost while you were closed in order to be reimbursed by the insurance company.
We offer customized electrologist insurance coverage for your unique beauty business.
Why trust Acera Insurance and PROtique for your electrologist insurance needs?
Since 1998, we’ve protected beauty care professionals with custom small business insurance. We understand the importance of providing peace of mind, so you can focus on what you do best: serving your clients. Let us customize a PROtique policy that’s perfect for your business, ensuring you’re covered for the risks that matter most.
Ready to get your free electrologist insurance quote?
Enter your information into our digital tool to get a no-obligation quote – you can even pay for your policy online!