Pet Sitting Insurance
(Caring for pets in a customer’s home)
We offer affordable business insurance for pet sitters.
Offering specialized commercial insurance for pet sitters
If you own a pet sitting business or are sitting for other companies as an independent contractor, providing care and keeping pets safe is key to your business. PROfur understands the importance of keeping your pets protected every day and can take care of providing the coverage you need.
For pet sitters specifically, being bonded and having liability coverage for their customers’ homes & contents is of the utmost importance. At PROfur we can help. We offer protection options to give you peace of mind so that if something happens, you and your fury friends are protected. We can cover incidence like lost keys & lock replacement, to the unfortunate accidental injury or loss of the pets themselves. Often pet sitters will also need professional liability coverage if you provide pet care instruction or advice to your clients. We make it easy for you get a customized, cost-effective PROfur insurance policy that does a complete job of covering your pet sitting business.
Our extensive experience supporting
pet care professionals and pet sitters
As Canada’s first specialized insurance provider for pet care professionals, we’ve worked hard to build our insurance offerings from the ground up in order to provide complete protection and the utmost certainty for our clients. Our policies are highly customizable and we pride ourselves on developing a unique product for your business’ size, coverage needs, and individual service offerings.
Our team is incredibly knowledgeable and experienced in providing innovating insurance solutions to different types of pet sitters, such as:
Dog Sitters
Cat Sitters
Other House Pets
Understanding pet sitting insurance
PROfur pet sitter insurance includes coverage for:
- Sitting of traditional domestic house pets
- Changing food & water
- Playtime & exercise
- Overnight sitting in the customers home
- Poop & scoop, cleaning litter boxes
- Administering medication as directed by the pet owner or vet
- Incidental house sitting (alternating lights/blinds, bringing in mail/newspapers, water plants, take out garbage)
Coverage extensions are also available for:
- Independent Contractors working for you
- Pet Boarding Insurance
- Dog Daycare Insurance
- Dog Training Insurance
- Dog Walking Insurance
- Dog Grooming Insurance & Cat Grooming Insurance
- Pet First Aid Trainers Insurance
- Pet Therapists Insurance
What you need to qualify for pet sitting insurance with PROfur:
- Sitters must be at least 18 years old and not have a conviction for fraud or theft
- Dogs can only be off-leash outdoors with the pet owner’s consent. Dogs must be in a fenced yard.
- Sitting traditional domestic house pets – no farm animals or illegal, venomous or poisonous animals
- Keep a record of any behaviour and medical issues declared by each pet owner
- Use a consent or waiver form with each pet owner
- No snow removal or lawn care services
The essential coverage your industry needs.
Our team has been protecting pet sitters since 2006. We truly understand your insurance needs at the frontline of pet care.
Commercial General Liability for Pet Sitters
Protects against accidental injury to others, including pets, or accidental property damage. For example, a dog you’re sitting darts out the door into traffic causing an accident, and you are sued for being negligent in controlling the dog.
Professional Liability for Pet Sitters
This coverage, also known as errors and omissions insurance or E&O, provides legal protection from lawsuits alleging your service or advice caused injury or loss to a pet.
Damage to Customers’ Home & Contents
Protects against lawsuits that allege your negligence caused loss or damage to a customer’s home or their contents. For example, a customer sues you for losses incurred after the theft of valuables from their home, alleging that you failed to set the burglar alarm after visiting their pets.
Accidental Injury, Loss or Death of Pets
Provides financial compensation for unexpected expenses incurred to care for pets injured or lost while in your care, including emergency veterinarian expenses. This feature has the unique benefit of not requiring you to be sued in order to use the coverage.
Pets in Transit
The policy also insures pets while they are being transported in your care (i.e. If you have to take them to the vet; if you offer pickup or drop-off service).
Runaway Recovery Expenses
Helps cover reasonable expenses you incurred while attempting to find a pet that was stolen or escaped in your care (i.e. advertising, travel, pet transport, veterinary services).
Reward for Return of Runaway
Allows you to post a monetary reward to help ensure the safe return (or even information leading to the safe return) of a client’s pet that has escaped or been stolen while you were pet sitting.
Bonding
Insures pet sitting businesses against the theft of your customer’s contents by your employees while they’re working for you.
Lost Key Coverage
Helps compensate pet sitters for the cost required to replace or even re-adjust the locks of a customer’s house in the event you lose their keys.
Business Contents and Equipment
Includes replacement cost coverage for a home office equipment that is used for your business. Broad, multi-peril coverage is provided – in other words, the policy protects you against a wide variety of things that could damage your property such as fire, theft, vandalism and sewer backup among others.
Proof of Loss Preparation Costs and Professional Fees
These two benefits help to pay for expenses incurred for you to establish the amount of your loss after a claim and to prepare the Proof of Loss form that you’re required to submit before a claim can be paid. For example you may incur expenses to have your proof of loss form notarized.
PROfur Coverage Extension
This is a package of various coverages included on all PROfur Masterplan policies. It is designed to maximize your protection by covering gaps that often arise unpredictably after a claim. It offers supreme protection for your pet sitting business.
Do you provide multiple pet care services?
If you offer more than one type of pet care service, protecting all aspects of your business is important. With a combination of pet care services, your business has a variety of unique, complex risks. With an Acera Insurance PROfur policy, you receive the comprehensive coverage you need and can insure multiple pet care services on a single policy. We offer certainty when it comes to covering your customers’ pets and your business.
We work to find the best pet sitting insurance to support the unique need of your pet care business.
Why trust Acera Insurance and PROfur for your pet sitting insurance?
Since 2006, we’ve supported pet care professionals like you. As Canada’s first provider of specialized pet care business insurance, we understand your industry. We ensure your policy gives you the best protection on the market, at a cost-effective price, without any surprising gaps that would exist on a less customized insurance policy.
Ready to get your free pet sitting insurance quote?
Enter your information into our digital tool to get a no-obligation quote. You can even pay for your policy online!