Pet Therapists Insurance
We offer affordable business insurance for pet therapists.
Delivering specialized commercial insurance for pet therapists
Are you running your own pet therapy business or are you an independent therapist contracted to work for others? PROfur knows the market and understands the needs of pet related businesses including the importance of having specific detailed policies in place to keep you and your pet clients safe.
Pet therapists need specialized insurance to protect against the professional liability of treating pets and the expenses resulting from the accidental injury or loss of the pets themselves while they’re in your care. We make it easy for you get a customized, cost-effective PROfur insurance policy that does a complete job of covering your business (including the pets!).
PROfur can cover a wide range of modalities for treating dogs and cats suffering from fear, anxiety, pain or discomfort.
Our extensive experience supporting
pet therapists
As Canada’s first specialized insurance provider for pet care professionals, we’ve worked hard to build our insurance offerings from the ground up in order to provide complete protection and the utmost certainty for our clients. Our policies are highly customizable and we pride ourselves on developing a unique product for your business’ size, coverage needs, and individual service offerings.
Our team is incredibly knowledgeable and experienced in providing innovating insurance solutions to different types of pet therapists, such as:
Dog Therapists
Cat Therapists
Understanding pet therapist insurance
Some of the therapies we cover include:
- Acupressure
- Colour Therapy
- Hydrotherapy
- Massage
- Reflexology
- Reiki
- Vibrational Essence
Coverage extensions are also available for:
What you need to qualify for pet therapist insurance with PROfur:
- Prior training and experience as a pet therapist
- Highly recommend using a pet health and behaviour intake form and a consent or waiver form
The essential coverage your industry needs.
Our team has been protecting pet therapists since 2006. We truly understand your insurance needs at the frontline of pet care.
Commercial General Liability for Pet Therapists
Also known as CGL, this type of insurance protects against accidental injury to others, including your clients and pets, as well as accidental property damage.
Pet Therapist Professional Liability
This coverage, also known as errors and omissions insurance or E&O, provides legal protection from lawsuits alleging your service or advice caused injury or loss to a pet.
Accidental Injury, Loss or Death of Pets
Offers coverage for unexpected expenses incurred to care for pets injured or lost while in your care, including emergency veterinarian expenses. This feature has the unique benefit of not requiring you to be sued in order to use the coverage.
Business Contents and Equipment
Protects your business contents, including tools and equipment, plus stock and potential renovations, from fire, theft, vandalism, storm damage and more.
Contents Away from Premises
Covers tools and equipment while they are in transit, in storage, or in use at a location not specifically listed on your policy. For example, this would cover therapy equipment you have taken with you to appointments if you provide a mobile service. This is broad, multi-peril coverage.
Business Interruption
Covers lost profit and pays for necessary ongoing expenses if your business is interrupted or closed due to a property damage claim. For example, if your therapy studio suffers extensive water damage after a storm and you’re closed for 2 months while it’s repaired, the policy will reimburse you for the profit you’ve lost and it will pay for necessary operating expenses that continue even while you’re closed, such as your salary and loan payments.
Equipment Breakdown
Insures your electronic equipment (or your electrical panel, wiring, air conditioner) against damage from electrical disturbances (like power surges and brown outs) and mechanical breakdown, and more importantly, it covers the lost profit and necessary ongoing expenses (like your salary) if you’re closed due to the equipment breakdown. Many commercial leases require you to carry this coverage.
Pets in Transit
The policy also insures pets while they are being transported in your care (i.e. If you are driving your customers’ dogs to a park for a walk, or if you have to take them to the vet).
Runaway Recovery Expenses
Covers reasonable expenses incurred to find or attempt to find a pet that has escaped or been stolen (i.e. advertising, travel, pet transport, veterinary services).
Reward for Return of Runaway
Allows you to post a reward for the safe return, or for information leading to the safe return of a customer’s pet that has escaped or been stolen from your care.
Emergency Removal of Pets
Covers reasonable expenses incurred to remove pets from your premises in the event of an emergency to protect them from further harm (i.e. Pet transport, another temporary daycare facility or boarding).
Proof of Loss Preparation Costs and Professional Fees
These two benefits help pay for expenses incurred to establish the amount of your loss after a claim and to prepare the Proof of Loss form required for the claim to be paid. For example – your therapy studio is shut down for a month to clean up after the sewer backs up into your training facility after a storm. You will likely need to hire an accountant to establish how much profit was lost while you are closed before you can be reimbursed by the insurance company.
Do you provide multiple pet care services?
If you offer more than one type of pet care service, protecting all aspects of your business is important. With a combination of pet care services, your business has a variety of unique, complex risks. With an Acera Insurance PROfur policy, you receive the comprehensive coverage you need and can insure multiple pet care services on a single policy. We offer certainty when it comes to covering your customers’ pets and your business.
We work to find the best pet therapist insurance to support the unique need of your pet care business.
Why trust Acera Insurance and PROfur for your pet therapist insurance?
Since 2006, we’ve supported pet care professionals like you. As Canada’s first provider of specialized pet care business insurance, we understand your industry. We ensure your policy gives you the best protection on the market, at a cost-effective price, without any surprising gaps that would exist on a less customized insurance policy.
Ready to get your free pet therapist insurance quote?
Enter your information into our digital tool to get a no-obligation quote. You can even pay for your policy online!