
Chemical Engineering Professional Liability Insurance
Quote and buy professional liability insurance online in minutes.

What is chemical engineering professional liability insurance?
As a chemical engineer, you know how complex your profession can be. Whether you’re a chemical process engineer creating new possibilities for industrial plants, a chemical product engineer developing cutting-edge materials, or a specialist working on new types of polymers and fuel technologies, your profession involves certain risks.
You run the risk of facing legal action if a client or third party believes you’ve made a mistake or left out vital information on a chemical engineering project. That means you could be held personally responsible for any financial damages for errors in the work or advice you’ve provided. While many chemical engineering companies have commercial general liability Insurance, these policies typically don’t cover professional services and advice. Thankfully, our EasyCover professional liability insurance has chemical engineers covered.
You can get the coverage you need using our easy-to-use online tool. Get a free professional liability insurance quote, secure your policy and pay for it—all in less than five minutes. It’s the fast and easy way to get affordable and effective coverage.
Interested in purchasing your professional liability online in minutes?
Acera Insurance offers EasyCover where you can get a quote, bind your policy and pay online in only a few short minutes. Get comprehensive coverage and affordable rates quickly and easily.
Here are some of the benefits of EasyCover:
- Get free online quotes 24/7
- No long, confusing applications to fill out
- Purchase and manage your policy online
- Support by phone, email or chat
- Option to bundle with other coverages
What does chemical engineering professional liability insurance cover?
Since chemical engineers regularly provide services and advice to clients, they rely on Professional Liability Insurance for valuable protection. Chemical engineers could be held financially responsible if a client believes your advice, designs or recommendations led to a negative outcome. An issue could arise during planning, testing, or implementation and even unintentional mistakes can result in costly legal claims.
Professional liability insurance could cover your legal defence expenses associated with these claims, provided there is no evidence of intentional misconduct, fraud or criminal activity. Lawsuits can be very costly for Chemical Engineers, which is why we highly recommend having a professional liability policy.
How much professional liability coverage do chemical engineers need?
If you’ve been sued by a client related to your chemical engineering services, professional liability insurance from EasyCover could provide the coverage you need for your legal defense expenses. Your coverage also includes settlements or court-awarded judgments, up to the specified policy limits.
With EasyCover, you can select from three levels of coverage:
- $1 million
- $2 million
- $5 million
The amounts above represent the limit of the payout for any claims within a 12-month policy period. When considering which level of coverage you need, be mindful of factors like your industry and clients, the size of their contracts, and possible financial impacts of lawsuits.
You’ll be responsible for paying a deductible for each covered claim. This deductible is based on your annual revenue and typically ranges from $250 to $1,500. If you have two covered claims in one year and your deductible is $500, you would pay $1,000 in deductible fees, and your professional liability insurance would cover remaining legal expenses (up to your policy limits).

E&O Insurance for Chemical Engineers
With EasyCover by Acera Insurance, we insure the following chemical engineering professions:
- Chemical Process Engineer
- Chemical Product Engineer
- Environmental Engineer
- Materials Science
- Energy Engineering
If you don’t see your engineering profession listed here,
chat with us and we’ll see what we can do!
Common
claims scenarios for chemical engineers
Construction delay
You are a consultant for the construction of a company’s new plant. Due to a miscalculation in the design, the client has to change materials. This causes a 6-month delay. The company will seek compensation for the delay.
Accident in the lab
After a long day of testing new chemicals for the plant, a member of the team you are responsible for is injured and decides to sue the company. The investigation concludes the team member was not wearing the proper protection. The company holds you responsible.
Inspections
When the project is 50% complete, construction issue is discovered. Your client believes it could have been prevented if sufficient visits and inspections had been done and holds you responsible for the financial loss.
Top factors influencing chemical engineering professional liability insurance rates
Professional liability insurance rates may vary for chemical engineers based on the following factors:
- The risk level of the work and services you provide
- Your annual revenue
- The complexity and scale of your projects
- Your insurance and claims history
- Regulatory and compliance exposure
- Your coverage limits and deductibles
- Your risk management practices
- The province(s) you operate in
With our EasyCover virtual tool, you can get a quick online quote to understand how much your professional liability insurance will cost.
How much does E&O insurance for chemical engineers cost?
Insurance premiums will vary based on your own specific details, how you answer questions related to your business, and your coverage selections. On average, chemical process engineers in Canada can plan to pay around $1320 for an errors and omissions insurance policy.
Risk management strategies for chemical engineers
Although professional liability insurance for chemical engineers is crucial for protecting your career, proactive risk management is your best defense against costly legal disputes. By implementing preventative strategies, you can minimize risk, safeguard your reputation, and stay focused on your engineering work with greater peace of mind. Here are some practical tips to help reduce your exposure and stress:
Clear Define Contracts
Chemical engineers need to establish well-defined contracts with clients and subcontractors. These contracts should clearly outline the scope, responsibilities, and limitations to reduce potential lawsuits.
Consistent Documentation
To reduce liability and increase transparency in case of incidents, you’ll want to ensure all processes, protocols, and communications are thoroughly documented.
Regulatory Compliance
Stay current with local and national safety, environmental, and industry regulations. By doing so, you’ll be certain you’re following the industry’s best practices and relevant regulations. This is key to minimizing errors and oversights.
Why chemical engineers trust Acera Insurance and EasyCover for their E&O coverage
EasyCover by Acera Insurance provides vital professional liability insurance for chemical engineers across Canada. Best of all, you can get the coverage you need using our easy-to-use online tool. In just a few minutes, you can get a free quote for chemical engineering professional liability insurance, secure and pay for your policy,
We make it fast and easy to get affordable and effective coverage. Plus we’ll be there when you need us with reliable support for any claims or coverage questions.
We also offer additional liability coverage options for chemical engineers.
Commercial General Liability
CGL is a foundational type of commercial insurance that protects against third-party claims of injuries or property damage caused by negligence. For example, it may cover incidents like a client or delivery person who slips and falls at your office. Note that CGL does not extend to an employee’s injuries or damage to your business property.
Cyber Liability
Cyber liability insurance is strongly recommended for chemical engineers. In the event of a data breach or cyber attack, this coverage can help with recovery expenses such as legal fees, regulatory penalties or potential public relations efforts. These costs can add up quickly which makes cyber liability an essential coverage.
Ready to get your free chemical engineering professional liability insurance quote?
Simple answer a few questions to immediately receive a quote, bind your policy and pay online in only a few short minutes.