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Professional Liability Insurance Windsor

Protect your work and reputation with coverage for Windsor professionals and businesses. Get a quote and purchase your Professional Liability Insurance online in minutes.

Affordable errors and omissions (E&O) insurance in Windsor

As a working professional, you carry a lot of responsibility. Even when you follow industry standards, a client could claim that your services caused them financial loss. Professional liability insurance, also known as errors and omissions Insurance (E&O), helps protect Ontario businesses and independent contractors from allegations of negligence, mistakes, or omissions in their work.

With Windsor’s mix of manufacturing, healthcare, tech, and cross-border business, even small errors can carry major consequences. Acera Insurance’s EasyCover professional liability insurance can help with legal defence costs and settlements, giving you peace of mind so you can focus on your work.

Areas we serve in Windsor

We’re proud to support professionals and businesses across Windsor and the surrounding communities. Our professional liability insurance is available to clients throughout the following areas:

  • Downtown Windsor
  • Walkerville
  • Riverside
  • East Windsor
  • South Windsor
  • West Windsor
  • Forest Glade
  • Fontainebleau
  • Remington Park
  • Devonshire Heights
  • Roseland
  • Malden
  • Ojibway

Nearby communities:

  • Tecumseh
  • LaSalle
  • Amherstburg
  • Lakeshore
  • Essex

Interested in purchasing your professional liability online in minutes?

Acera Insurance offers EasyCover where you can get a quote, bind your policy and pay online in only a few short minutes. Get comprehensive coverage and affordable rates quickly and easily.

Here are some of the benefits of EasyCover:

  • Get free online quotes 24/7
  • No long, confusing applications to fill out
  • Purchase and manage your policy online
  • Support by phone, email or chat
  • Option to bundle with other coverages

The importance of finding the best E&O insurance in Windsor

What can professional liability insurance in Windsor cover? 

Professional liability insurance can help cover the costs of defending your Windsor business if a client claims your work caused them financial loss. It can provide support for legal defence fees, court costs, and any settlements or damages awarded to the client.

This type of coverage is designed to protect you against claims of negligence, errors or omissions, misrepresentation, or even alleged breaches of contract and missed deadlines. Even if a claim has no merit, legal expenses can add up quickly. Having this protection in place can help you manage disputes without putting your business at risk.

Windsor professional liability insurance coverage options

Through EasyCover by Acera Insurance, you can choose between three different coverage levels for your Windsor professional liability policy:

  • $1 million
  • $2 million
  • $5 million

These amounts are the maximum you can receive for professional liability claims over a 12-month period, no matter how many claims are made during that time. A deductible will also apply for each claim, which you’ll be responsible for paying before your coverage takes effect.

Offering professional liability to professionals and businesses in Windsor, Ontario

EasyCover by Acera Insurance provides affordable options for professional liability insurance in Windsor. We cover a wide range of industries and professions in the province, such as:

  • Business Consultants
  • Construction Contractors
  • Design Engineers
  • Financial Analysts
  • Health Professionals
  • IT/Computer Contractors
  • Legal Services
  • Managers
  • Marketing Consultants
  • Photographers
  • Social Services

While most Windsor professionals are not required to carry this coverage, it is mandatory for certain regulated professions, such as lawyers, accountants, and many regulated health professionals. Even if it isn’t required in your field, it can be an important safeguard for protecting your reputation and livelihood.

Alleged professional negligence

Breach of contract or ethical responsibilities

Missing a project deadline

Not delivering the agreed-upon service or advice

Mistakes, oversights, or errors in your work

The cost of professional liability insurance in Windsor, Ontario

Pricing for professional liability insurance in Windsor can vary based on the type of work you do, your coverage needs, and several other factors. There isn’t a set rate, as every policy is tailored to the business and the level of risk involved. Through our brokerage network and the convenience of EasyCover, we can help you secure coverage that fits your needs at a competitive price.

Policy costs can vary based on: 

  • Business location
  • Industry
  • Insurance history
  • Business experience
  • Size of business
  • Coverage options and limits
  • Number of employees (if any)

Businesses in lower-risk industries often pay less than those offering specialized or high-risk services. The best way to find out what a policy might cost for your business is to get a free quote using our EasyCover Online Quote Tool.

Direct professional liability insurance

EasyCover is one of Canada’s only online portals dedicated to professional liability insurance, making it simple for Windsor professionals to get the coverage they need. We provide tailored protection for a wide range of industries across Ontario. EasyCover policies are fully underwritten by Lloyd’s of London, one of the world’s most trusted insurance markets. This allows us to offer coverage options that are straightforward, customizable, and affordable.

Professional liability insurance is a smart investment for anyone in Windsor offering professional services or advice, from consultants and lawyers to photographers and health professionals. Having the right specialized coverage in place can provide protection and peace of mind.

You can also bundle your E&O insurance with other liability coverages, including commercial general liability insurance, cyber liability insurance, and directors and officers liability insurance.

Ready to get your free Windsor professional liability insurance quote?

Simple answer a few questions to immediately receive a quote, bind your policy and pay online in only a few short minutes.