Professional Liability Insurance for Winnipeg Photographers
As a professional photographer, even small mistakes can lead to costly disputes. Protect your Winnipeg business with E&O insurance designed for image loss, client dissatisfaction, or missed deliverables.
Errors and omissions insurance for photographers in Winnipeg
As a photographer in Winnipeg, you capture important events and deal with many different clients. While you always want to get the perfect pictures, sometimes mistakes happen. A lawsuit could be financially devastating to your business – and that’s where professional liability insurance comes in.
EasyCover helps Winnipeg photographers protect their business by offering professional liability insurance and other relevant coverage. It takes less than five minutes to get an online quote. Start now or read on to learn more about this protection.
Interested in purchasing your professional liability online in minutes?
Acera Insurance offers EasyCover where you can get a quote, bind your policy and pay online in only a few short minutes. Get comprehensive coverage and affordable rates quickly and easily.
Here are some of the benefits of EasyCover:
- Get free online quotes 24/7
- No long, confusing applications to fill out
- Purchase and manage your policy online
- Support by phone, email or chat
- Option to bundle with other coverages
What is covered by photographers professional liability insurance in Winnipeg?
Let’s say you miss a photoshoot due to getting stuck in traffic en route. Or maybe all the photos from a company event are lost due to a spilt coffee and lack of digital backups. In either case, your client could sue you to recoup their money. Can you afford to cover these costs?
If you have professional liability insurance, your legal expenses can be covered if you’re sued for causing a third-party financial loss as a result of your professional service or advice. This includes defence costs, settlements and judgement awards.
We offer three optional limits of coverage for photographers in Winnipeg:
- $1,000,000
- $2,000,000
- $5,000,000
When choosing the amount of professional liability insurance for your photography business in Winnipeg, consider your contractual requirements, the number of clients you have, annual revenue and the likelihood and expected cost of a lawsuit.
Types of photographers EasyCover insures in Winnipeg
We can insure all types of photographers in Winnipeg, including:
- Corporate photographers
- Event photographers
- Fashion photographers
- Freelance investigative photographers
- Portrait photographers
- Videographers
- Wedding photographers
Contact us if your photography specialty isn’t listed.
How much does professional liability insurance cost for photographers in Winnipeg?
A photographer in Winnipeg might expect to pay at least $440 per year for basic professional liability insurance. Cyber liability is an extra $150 per year and commercial general liability starts at $220 per year.
Your price may vary because it depends on several factors, such as:
- Your annual revenue.
- The type of photography you do.
- If you have any employees.
- Where you operate.
- Your insurance coverage.
You can quickly get a quote online to see how much your professional liability insurance will cost you.
Optional coverages for photographers in Winnipeg
We can also offer the following business insurance coverages to photographers in Winnipeg: commercial general liability, cyber liability and directors and officers liability.
Commercial General Liability Insurance
If a third party gets hurt or has their property damaged due to negligent acts by you or an employee, this covers the related expenses such as legal costs. A common example is someone tripping over your photography equipment and hurting themselves.
Directors and Officers Liability Insurance
This coverage protects your personal assets and helps cover your legal expenses if you’re held personally liable for breaching duties as a director or officer.
Cyber Liability Insurance
This covers expenses related to recovering from a cyber-attack or data breach. This can include regulatory fines, legal expenses and other related costs up to your policy limit.
Why do photographers choose EasyCover for professional liability insurance in Winnipeg?
We recommend photographers in Winnipeg have professional liability insurance for a few reasons:
- Lawsuits are expensive. If you can’t afford to cover the costs out of pocket, you need this coverage.
- It may be required in a contract, particularly if you have corporate clients.
- It looks good to clients that you’re insured.
Professional photographers choose EasyCover by Acera Insurance because of our convenience and great coverage. We are dedicated to making the process of getting insurance as quick and easy as possible, while still offering good protection and affordable rates.
Ready to get a quick photographer liability insurance quote?
Simple answer a few questions to immediately receive a quote, bind your policy and pay online in only a few short minutes.