Edmonton Home Insurance
Protect your property with home insurance in Edmonton
We realize how important your home is to you and your family. After all, we’re Edmonton homeowners too. We understand the expense of not only purchasing a place, but the investment of time, money and pride in its upkeep. That’s why it makes sense to seriously consider the type of insurance you want to protect what will probably be the biggest investment in your life.
Our Edmonton home insurance brokers will work with you to find the best coverage for you and your family at the best price. We help outline what you truly need so you aren’t paying more money for coverage that isn’t necessary. Our home insurance experts will help take the guess work out of choosing a property insurance policy so you can focus on enjoying your home.
Why do I need home insurance in Edmonton?
In the event of something catastrophic like a fire or a flood would you be able to rebuild your home and replace all your belongings? If your home is broken into or vandalized, could you cover the cost of replacing stolen items or fixing damaged property? If someone was seriously injured while on your property, could you afford the cost a lawsuit?
The right home insurance coverage means that you can focus on addressing the issue at hand without having to worry about going into debt. Our experienced Acera Insurance brokers will help set your mind at ease by ensuring you have the right coverage so you can focus on what matters most.
Home insurance for Edmonton properties
We can help you protect your home with any of the following property insurance products:
- Home Insurance – Homeowner’s insurance is for the entire building and the items within it. It helps cover the cost of repairing or replacing any potential loss you may experience over the course of being a homeowner. This can include damage inflicted by weather, stolen items, if someone is hurt on your property or if you accidentally hurt someone else’s property.
- Condo Insurance – Is for your specific unit and the contents within it, plus any storage space included with your unit like a storage locker. It also includes personal liability in the instance that someone is hurt while on your property. It does not include the condo structure. If a pipe breaks in the basement or the roof starts leaking, this would not be covered through condo insurance.
- Tenant Insurance – Otherwise known as renter’s insurance, covers the cost of insuring your personal belongings and the items in your vehicle like a car seat while renting someone else’s property. Most landlord’s will request tenet’s to have this insurance as a condition of the lease.
Why choose Acera Insurance for your Edmonton home coverage?
From coverage advice to claims support, Acera Insurance advisors in Edmonton are committed to finding the best-fit solution for your home insurance. We offer flexible options and easy ways to connect—on your terms.
Unbiased Expert Guidance
Our knowledgeable and skilled Edmonton home insurance brokers do all the research. We offer custom recommendations on your coverage so you can get back to enjoying your home.
Ultimate Choice
As Canada’s largest independent brokerages, we work with the best home insurance companies in Edmonton and the surrounding area, giving you plenty of choices for your coverage.
Claims Support
Our in-house claims team is here to support you. To ensure you claim is processed quickly and efficiently, we advocate on your behalf. Serving our clients is our top priority.
Understanding what is included with a Edmonton home insurance policy
A basic home insurance policy has three areas of protection:
Property Coverage
Helps covers expenses related to repairing or rebuilding your home if it is damaged by an insured peril. Common insured perils include fire, explosion, lightning, hail, wind, theft and vandalism.
Additional Living Expenses
Helps cover additional expenses incurred due to being forced from your home by a mandatory evacuation order or claim from an insured peril.
Personal Liability
Helps cover expenses if someone is injured or has their property damaged due to your unintentional actions. For example, if someone falls of your trampoline, gets hurt, and sues you.
Peace of mind for homeowners: The value of Edmonton home insurance
The thing about home insurance is that you hope you never have to make a claim but will be grateful for the right coverage if you do.
How much would it cost if you are faced with a mandatory evacuation from your home due to an emergency? Where will you stay and for how long? The right home insurance coverage can help ease some of the burden of these additional living expenses including lodging, transportation and food.
Would you be liable if a tree that was in your yard blew over in a storm and damaged your neighbour’s property or injured a person? These are the types of questions our industry leading brokers can help answer to determine your coverage needs.
What impacts the cost of home insurance in Edmonton?
When looking at attaining the best insurance rates there are several factors that Acera Edmonton home insurance brokers consider when building a quote, including:
- Your home’s age
- Your home’s location
- The type of home you own, and the building materials used to construct it
- Your insurance history
- Your coverage options
- Your home’s damage protection and security systems
It’s important to always be honest with a broker when discussing your home insurance needs. For instance, if you know that the area you live in is susceptible to flooding, you should tell your broker. Or saying that you have a security system when you don’t, can void your insurance if your house is broken into.
Ask an Acera Insurance advisor how you can protect you and your family from an unexpected claim.
Why choose Acera Insurance for your Edmonton homeowners insurance?
Your home is where you go to feel safe and secure which is how you should feel about your home insurance policy. At Acera Insurance, we know that saving money is important – you have a life to live!
With roots in Alberta, our team of personal lines brokers know the market that surrounds your home. As an independent insurance brokerage, we can compare prices across the market to find you the best Edmonton home insurance quotes.
As a people focused company, we lead with customers like you in mind. Everyone at Acera Insurance will ensure that your needs are taken care of and supported from understanding the basics of your policy coverage to assisting you with the claims process. We are here to make sure you feel valued and heard.
Your Edmonton home deserves the right protection
Every home has its own story—and its own insurance needs. Our knowledgeable Edmonton advisors work with you to build coverage that matches your budget, lifestyle, and location. We’re here to help when and how it suits you best.
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