Life Insurance vs. Mortgage Insurance
The key difference between life insurance and mortgage insurance is who benefits and how coverage works. Mortgage insurance only pays off the...
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2026 group benefits outlook
Acera Benefits consultants offer the following insights to help you navigate the ever-shifting health and wellness environment to support a healthier, happier and more productive team.
Personal Insurance
Insurance blind spots facing luxury condo and high-net-worth owners
Condo insurance risks high‑net‑worth owners can’t ignore
When Should You File an Insurance Claim? A Practical Guide
This article helps you figure out whether filing an insurance claim is really worth it by looking at deductibles, repair costs and...
4 Steps to Creating a Home Inventory Checklist
A home inventory is essential for protecting your belongings and ensuring a smooth claims process in case of fire, theft or other...
The ultimate holiday party liability guide for wealthy Canadians
Holiday parties can be unpredictable. With excess liability insurance, you can focus on entertaining your guests with peace of mind.
Business Insurance
Geopolitical and business risk trends for 2026: A Canadian perspective
Trade rules, sanctions, cyber escalation, supply availability and financing conditions are shifting faster than annual planning cycles. As a result, geopolitical risk...
Managing geopolitical risk in 2026: Technical frameworks for Canadian organizations
In 2026, geopolitical risk isn’t a periodic external shock. It’s embedded, showing up as policy constraint and correlated disruption across supply chains,...
Risk transfer strategy for Canadian businesses facing geopolitical risk
In the wake of geopolitically driven disruption across supply chains, cyber, contracts, and capital, insurance can no longer be treated as a...
A municipal leader’s guide to cyber maturity and insurability
Municipal cyber maturity means treating cybersecurity like core infrastructure to keep services running and remain insurable. To secure coverage and speed recovery,...
AI adoption in hospitality: A proactive approach to mitigating risks
AI now plays a meaningful role in how hospitality businesses serve guests and streamline workflows. As reliance on these tools grows, so do concerns around security, compliance and business continuity....
2026 commercial insurance market forecast
After years of hard insurance market conditions and record-breaking natural catastrophes, 2025 offered Canadian businesses some reprieve. Now, as we look to...
Group Benefits
Obesity treatment: How will Canadian semaglutide generics reshape group benefits plans?
With roughly two-thirds of adults classified as obese or overweight, Canadians are increasingly expecting their employer health plans to cover weight management...
2026 group benefits outlook
Acera Benefits consultants offer the following insights to help you navigate the ever-shifting health and wellness environment to support a healthier, happier...
The top 5 ways that employers can improve their employee wellness programs
A strong wellness program helps your people thrive — mentally, physically, financially and socially — and in turn creates a healthier, more...
The millennial-led transformation of employee benefits plans
Millennials, born between 1981 and 1996, now make up the largest portion of the Canadian workforce. They are a uniquely diverse generation,...
2025 Group Benefits Outlook for Canadian Businesses
The advantages of helping employees manage their health and wellbeing are clear. Offering group benefits can: While many employers are motivated to...
Honoring sovereignty: The importance of data access and Indigenous employee benefits solutions
Indigenous organizations face unique challenges when selecting group benefits programs. Many options, such as captive markets, closed markets and pooled products, may...
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