Alberta Enterprise Risk Management
Strengthen operational resilience with Alberta risk management services
An enterprise risk management plan is essential for all Alberta-based businesses. Risk management identifies, assesses and prepares for any possible dangers or disasters that could threaten business success by interfering with operations and profits. The most effective way to do this is through purchasing enterprise risk management insurance such as property and casualty coverage. No two businesses are the same, and neither are the insurance policies that protect these organizations. Each enterprise risk management insurance solution is also tailored to each business.
Creating a comprehensive enterprise risk management plan can be a daunting task as it involves identifying all the potential risks that could impact a company’s ability to be profitable. That’s where we come in. Our Alberta enterprise risk management insurance brokers will work with you and your key stakeholders to not only determine your risks but to create a plan that mitigates and prepares your business from these potential risks.
Risk management helps with business continuity and can reduce long-term costs.
Enterprise risk management insurance and your Alberta-based business
A comprehensive insurance policy for your organization can cover risks, such as fire, vandalism, natural disasters, theft, malpractice, liability lawsuits, cyber breaches, employee injuries and more. It’s important to work closely with your enterprise risk management insurance broker to ensure you have the right coverage for your risk management needs.
We’re your local partners in risk management
The truth is, many companies are not large enough to have their own dedicated risk manager on staff, which is why we offer risk management services to all our clients at no additional cost. At Acera Insurance, we value exceptional customer service, and we take the time to understand your company’s unique perspective and challenges.
We are industry leaders in the field of enterprise risk management, and our knowledgeable team will streamline and manage the process on your behalf. We will identify ongoing and emerging issues, provide data-driven solutions, and engage and educate decision-makers. With our unsurpassed enterprise risk management knowledge, we are able to help you mitigate risk at every level of your operations and identify opportunities to provide you with a competitive enterprise risk management insurance quote.
In Alberta, our risk management services include:
- Conducting risk control property, liability and fleet assessments to develop or complement your existing programs. These assessments can assist in attracting the right insurance companies to your business.
- Providing risk control representation for you during an insurance company inspection, allowing us to liaise with the insurer regarding any risk control matters or recommendations.
- Assessing the value of commercial buildings using proprietary software to ensure adequate building insurance coverage.
- Utilizing infrared technology to conduct a predictive maintenance review on electrical and mechanical systems used in your operation.
- Developing and providing risk management resources such as bulletins, guides and programs.
Why choose Acera Insurance for your enterprise risk management in Alberta?
At Acera Insurance, we support enterprise-level organizations across Alberta with proactive, tailored risk management strategies. Whether you’re in energy, manufacturing, agriculture, logistics, or construction, we are your Alberta-based partner in prevention. Our teams are committed to protecting your operations, assets, and people.
We’re experienced
With deep roots in Alberta and decades of experience across Canada, our risk management specialists understand the regional regulations, economic conditions, and industry-specific hazards that impact enterprise-level organizations in Alberta.
We’re experts
Our team includes experts across multiple sectors—from industrial and resource-based industries to large-scale commercial operations. We help you identify vulnerabilities, reduce exposure, and develop strategies that strengthen resilience while optimizing your insurance coverage.
We’re independent
As the largest independent and employee-controlled brokerage in Canada, Acera Insurance puts your business first. That means objective advice, customized solutions, and direct access to Alberta’s top insurers. You get the right protection without compromise.
Plan, organize and control your risks with our enterprise risk mitigation solutions
At Acera Insurance, we offer comprehensive enterprise risk management services in Alberta, including risk control surveys, building valuations, and infrared thermography. These proactive tools help identify potential hazards, improve underwriting outcomes, and reduce the risk of loss before it happens. We assist clients by streamlining insurer surveys, advocating on their behalf, and ensuring compliance with recommendations. Our building valuations ensure proper coverage, while infrared thermography detects early signs of equipment failure—helping protect your operations, assets, and people with precision and care.
Alberta risk control surveys
A risk control survey is a method of gathering information that can be critical towards underwriting a risk. These types of surveys are usually requested by the insurance companies, however, we use this approach to benefit our client for a couple of reasons. As risk control surveys in Alberta are used to identify potential hazards to the business, we can use this information to try and reduce the exposure or outright eliminate the threat to the operations. This, in turn, helps prevent a loss from occurring in the first place, which saves not only time and money for property losses, but in cases of a liability loss (such as a slip and fall), you can create a safer workplace and avoid the toll of emotional and physical pain as well. By proactively gathering information in this assessment we can present it to the insurer, reducing the amount of time they will need should they request a visit to your operation. We can also accompany the underwriter representative and assist in making the process more efficient for you.
Alberta enterprise risk management control representation
When an insurance company requests a risk control survey be performed for your operations, it may result in a few recommendations to help improve your operation from a loss perspective. Recommendations could include but are not limited to, removing hazards that could contribute to a fire peril, slip, trip and fall hazards, or developing programs to help manage drivers and reduce accident exposure. In such cases, we can review these recommendations, advise how best to achieve compliance with the insurance company or, if need be, advocate an alternative solution on your behalf.
Building valuations
We utilize a trusted Building Valuation Software (BVS Express) to calculate the probable reconstruction costs of your commercial building in the event of a total loss scenario. This service is offered to gauge whether your current coverage is within an acceptable limit and meets the standard co-insurance clause which requires you to insure to at least 90% of the building’s value. One of our representatives will visit your operation and tour the facility collecting data on the building construction, age, total area, occupancy, etc. With this information, we can use the software to calculate a respective estimate of reconstructing your building.
Infrared thermography
Infrared Thermography is the use of thermal infrared camera equipment which detects infrared energy invisible to the human eye and converts the energy into a measurable temperature reading. Infrared thermography is a non-contact scan of your electrical and mechanical systems and does not require the shutdown of your equipment. The temperature reading of the equipment under load and in use is examined and compared against similar equipment under operation to determine whether your systems are operating within a normal range. Equipment that is producing excessive heat is usually an indicator of premature equipment failure. Use of this technology assists in detecting and correcting a possible fault before it can become a serious problem to ensure we’re doing our due diligence as your enterprise risk management insurance broker.
The primary benefits of an infrared scan are:
- Increase safety
- Reduce unscheduled outages resulting in downtime
- Improve system reliability as a result of less downtime
- Reduce repair costs from equipment failures
In addition to the detection of possible equipment failure, identifying and correcting minor and intermediate faults can save money through more efficient electricity usage.
Your Alberta experts in enterprise risk management insurance
At Acera Insurance, we offer a wide range of enterprise risk management services to help you plan, organize and control the many elements of risk your business may face. Our Alberta team of experienced risk experts will work with you to help analyze your current business operations and develop a comprehensive risk management plan.
Key benefits of Acera Insurance’s enterprise risk management solutions:
- Added peace of mind
- Identification of exposures to your operations and reduction or elimination of hazards
- Advocacy on your behalf with insurers in respect of loss control matters
- Confidence in your building value versus the co-insurance exposure
- Educational awareness of loss trends or hazards common to your industry
- Infrared thermography can save money by identifying excess electrical usage
We also offer a range of risk-related services, including business interruption insurance, market risk management and key person insurance. Protect your business with affordable enterprise risk management from Acera Insurance.
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