BC Construction Insurance

Insurance coverage for construction projects and businesses in British Columbia

Acera Insurance is a valued partner of British Columbia’s construction sector with innovative solutions to help meet the industry’s demanding timelines and unique risks. We work with local contractors, subcontractors, and project owners to develop comprehensive programs and keep risk management costs under control so that our clients can keep on building.

BC building and construction insurance solutions built for you

Acera’s construction risk advisors are experienced in all areas of the industry and have been involved in many major construction projects locally, nationally, and internationally. We provide flexible construction insurance solutions within your budget and to support your construction project timeline.

Key coverages provided to BC construction companies include:

• Annual property and general liability insurance policies
• Project-specific wrap-up liability and builder’s risk insurance
• Project-specific Errors and Omissions liability insurance
• Environmental impairment liability insurance
• Contractors equipment
• Installation floater
• Transit and cargo insurance

We also offer in-house surety/bonding services so you don’t have to look elsewhere for your project requirements.

BC Course of Construction Insurance

Acera Insurance provides the highest quality insurance products and innovative risk-related solutions for course of construction (COC) insurance, designed to project against direct physical loss or damage to a project as well as construction material waiting to be installed or while in transit to a job site.

Our insurance solutions protect your company from the risks related to your business assets, including buildings and improvements, stock and equipment.

We understand the need for competitively priced programs that include coverage for property damage arising from your operations. Our liability programs provide protection of customer goodwill by insuring against client complaints against products and services and claims of injury. Our course of construction experts can customize a COC insurance policy for your next project, including coverage for standard exposures such as fire, flood and earthquake. Coverage can also extend to a delay in opening of “soft costs” which may occur as a result of an insured peril.

BC Wrap-up Liability Coverage

Acera Insurance offers best-in-class solutions for wrap-up liability in British Columbia. This construction project specific liability policy protects your company’s owners, general contractors and sub trades from the risks related to your business assets, including buildings and improvements, stock and equipment.

Our team understands the need for competitively priced programs that include coverage for wrap-up liability, and our BC construction experts have the expertise to place the right coverage for your next major project.

How much does construction insurance cost in BC?

The cost of construction insurance in British Columbia is determined by a few key factors, such as:

• Your insurance and claims history
• The value of the project (or rebuilding cost)
• Location of where you’re working
• The value of materials and tools stored on site

There may also be other influences on determining the price of your construction insurance policy, which is why it always benefits to talk to a local broker. Connect with one of our BC construction advisors to learn more and get your free, competitive quote.

The difference of working with a construction insurance broker in BC

At Acera Insurance, you’ll notice the difference of working with one of our dedicated insurance experts. Our professional and experienced brokers are there to help you determine your insurance needs, find the best prices, advise you on anything risk-management and insurance-related, and advocate on your behalf if you have a claim. Plus, they have vast local knowledge and understanding of the construction industry in British Columbia.

Connect with us today – online, by phone, or by visiting us at one of our local offices.