BC Retail Insurance

Insurance for retail businesses in British Columbia

Acera Insurance provides the highest quality insurance products and innovative risk-related solutions to retailers and distributors in BC. Our commercial insurance advisors have long been recognized as local industry specialists – insuring the suppliers of a wide variety of retail and distribution products and services.

We understand the need for competitively priced programs which include coverage for direct losses to property, stock, lost income and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against client complaints about products and services, and claims of injury. Our commercial insurance team supports our clients’ needs in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety.

Our BC retailers insurance solutions include:

• Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relations
• Competitively priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
• Liability programs providing protection from customer incidents on premises and from products sold, rented or for which you are responsible
• Loss of income programs for business interruption as well as expediting expenses to quickly reopen
• Employee group health and benefits programs
• Crime insurance designed for operations with cash exposures and irregular limits on- or off-premises
• Efficient electronic administration systems to coordinate insurance programs over multiple insured locations