Nova Scotia Construction Insurance

Experienced construction insurance brokers in Nova Scotia

Our dedicated construction insurance brokers in Nova Scotia have vast industry experience. We know that all construction operations are unique, and a one size fits all solution will not cut it when it comes to your coverage. That’s why we utilize our knowledge and expertise to deliver competitive construction insurance quotes tailored to your needs.

As one of Canada’s largest independent, employee-owned insurance brokerages, we have access to some of the best construction insurance markets in Nova Scotia. Our job is to utilize all our knowledge and resources to find the most cost-effective and comprehensive insurance solutions for you.

Learn more about how we can support your construction insurance business. Contact a broker in Nova Scotia today.

Insurance made for home builders and contractors in Nova Scotia

Home builders and contractors in Nova Scotia can safeguard their construction projects with customized insurance policies. We specialize in providing insurance and risk management solutions for major construction projects – locally, nationally and globally. Within the industry, we are known as construction insurance experts and are trusted by our clients to deliver honest advice and guidance.

If you are a contractor or operate a business in the construction industry, securing the proper insurance is foundational to your business.

Our team is deeply connected to all areas of the construction industry and supports:

Whatever you’re building, we’ve got you covered. Contact one of our Nova Scotia construction brokers to get started.

Construction insurance coverage options in Nova Scotia

When it comes to building the perfect insurance policy, there are many different commercial coverage options which will be applicable and valuable to your business.

An experienced construction insurance broker will work hard to understand all your unique risks and utilize their industry expertise to offer recommendations on the best combination of coverages. Depending on your specific operations, clients and contracts, you may also be required to have certain coverages in place.

Here are some of the most important construction insurance coverages to consider:

• Commercial General Liability – Also known as CGL, this protection covers injuries and property damage suffered by visitors to your premises and can include legal expenses in the event you are sued. Construction sites are not always included with standard policies and may require additional protection, so always confirm with a broker.
• Property Insurance – Your company’s physical assets, such as equipment and tools, are covered with this key insurance option.
• Builder’s Risk/Course of Construction – This coverage offers protection to your project while it is in progress. It helps coverage damage or loss to the building and can include expenses related to labour, equipment and materials.
• Wrap Up Liability – Intended for large construction projects or contracts, this blanket liability coverages offers extensive protection. It may include general liability, builder’s risk, umbrella liability, workers’ compensation, commercial auto and property damage.
• Business or Income or Project Interruption – Offers coverage for the essentials in the event you are forced to stop construction due to an insured loss or a mandatory evacuation.
• Equipment Breakdown – An incredibly important coverage given the nature of a construction business. This coverage offers essential protection for your equipment to ensure any necessary repairs or replacements are made if it breaks down.
• Surety & Bond – Depending on the project, you may be required to purchase a surety bond. Our surety team offers guidance to help manage your risks. We help you obtain the bond you need, so you can help assure your clients you are able to successfully complete the job.

Connect with our construction insurance team today and we’ll get to work on creating a policy built exclusively for your business. We will work with you to find a policy that balances your commercial needs with your budget.

Benefits of working with Acera Insurance for your Nova Scotia construction insurance

Our team has secured protection on projects varying from high valued commercial and residential to large frame construction builds. We’ve arranged builder’s risk coverage and wrap-up liability for single projects in the multi-millions. Our expertise extends beyond securing coverage. Ongoing support throughout the project includes reviewing and providing consultation related to the specifications or surety requirements for any project. We are your insurance and risk management partners.