Nova Scotia Golf Course Insurance

Custom commercial insurance for golf courses in Nova Scotia

Passion for the sport of golf and an understanding of the unique loss exposures and challenges a golf club works with each season inspired development of our golf specific insurance program. Through years of learning and working with top insurance carriers, we have created a comprehensive insurance solution to address the needs of golf facilities in Nova Scotia.

At Acera, we are known for our exceptional customer service. We provide a hands-on assessment and loss prevention strategy for our clients, whether you manage driving ranges or executive courses. This includes advice when preparing for the season close, protection of the greens, and considerations for other important environmental hazards.

Our program offers key types of liability protection, such as commercial general liability (CGL) and directors and officers liability (D&O), as well as important event coverages, including hole-in-one or prize indemnity insurance. We take the guess work out of knowing what insurance coverage you need, so you can get back to focusing on what matters.

Like choosing the right club for the perfect shot, finding the right insurance brokerage for your commercial coverage can make all the difference. Whether it’s liability for a wayward drive or protection for your clubhouse, we’ve got you covered.  

Get a golf course insurance quote online, by phone or in-person with Acera Insurance.

Tailoring the best insurance for your golf club in Nova Scotia

Specialized brokers understand all the hazards (and bunkers) of the golf industry. With a broker who understands golf operations, you’ll be equipped to prevent costly claims before they even happen. At Acera, we provide risk management solutions that keep your club out of the rough and on par with safety standards.

Our custom golf course insurance package is designed for public golf courses, private golf clubs, driving ranges and more.

Golf course insurance coverage options in Nova Scotia

The Acera Nova Scotia Golf Course Insurance Program comes with the most important commercial insurance coverages you could need.

Here are details on some important coverages which may be applicable to your golf course, golf club or driving range:

• Commercial General Liability – also referred to as CGL insurance, this liability coverage offers protection if someone has their property damaged or is injured while on the green, in your pro shop or dining at the club. Given some of the specific scenarios faced when managing a golf course, CGL is a very important coverage. Golf cart accidents and flying golf balls are just a couple of examples of potential, everyday risks. Liability insurance provides Nova Scotia golf course owners with the legal and financial protection they need to ensure their business continues to run successfully.
• Commercial Property – covers associated physical structures (such as club houses), and other contents and equipment (such as furniture or golf carts). In the event your physical property is damaged by an insured peril, your golf course property insurance will assist with covering the cots to repair, replace or rebuild depending on the extent of the damage.
• Golf Course Grounds Coverage – also referred to as greens coverage or tee to green coverage. This is a specific form of golf course property insurance which helps protect and maintain the quality of your fairways, greens and tee boxes.
• Director & Officers Liability – this coverage helps protect your directors and officers if they are ever faced with allegations of negligence, breach of duty and more.
• Business Interruption – if you are required to shut down due to an insured event or because of a mandatory evacuation, this coverage will offer funds to cover essentials. In some scenarios, business interruption may be the only thing that helps your business weather the storm. 
• Equipment Breakdown Insurance – in the event important equipment malfunctions and experiences a breakdown, this inclusion helps cover necessary repair costs. For a professionally run golf course, this can include everything from the central air and electrical systems found in your buildings, the appliances found in the club kitchen and any major exterior landscaping equipment.
• Hole-in-One Insurance – also known as price indemnity insurance. This coverage allows you to offer a cash prize for a hole-in-one at a golf event or tournament without the risk of having to make the cash pay-out. For details on eligibility and rules, be sure to connect with your Acera Nova Scotia golf course insurance advisor.
• Liquor Liability – required if you serve alcohol on your grounds, this coverage offers protection in the event you are sued because of a liquor-related incident.
• Commercial auto insurance – designed to cover any vehicles owned by the business and operated for commercial purposes.
• Cyber Liability – if you have any digital records of member or guest information, it is incredibly important to have commercial cyber liability coverage in place. Cyberattacks are becoming more and more common, and no business is immune. This type of insurance offers financial protection for the costs associated with recovering from a cyberattack or data breach.

With Acera Insurance’s Nova Scotia Golf Course Program, we’ve curated all the most vital and relevant insurance coverages into one easy to understand, affordable package. For more information, contact one of our local advisors today. 

Why work with an Acera golf course insurance advisor in Nova Scotia?

We understand the unique risks and rewards which come with managing and owning a golf club.

Our local team has years of experience serving business owners like you. Given our dedicated focus, we chose to utilize all our industry knowledge to create our Nova Scotia Golf Course Insurance Program. By leveraging the insights which came from successfully supporting local courses and clubs with our insurance carrier relationships, we were able to create a comprehensive commercial golf insurance solution.

Our intent has always been to make the process of getting insurance easier and more efficient than ever. Rest assured, streamlining our approach does not mean sacrificing the personal touch. We offer a hands-on approach and make getting to know our client’s business needs our top priority.

Our advisors offer free risk assessments. We work with you to ensure you have peace of mind – knowing you have the right type and level of coverage suited to your unique needs.

Plus, we offer claims advocacy that’s always on the green. When a claim arises, you won’t be caught in the weeds. With a broker by your side, we’ll help keep the process on track, so you can focus on running your course. We are your trusted insurance partner – ready to tee up and act on your behalf when you need it.