
Alberta Hospitality Insurance
Hospitality insurance brokers in Alberta
Do you own a hospitality business? Acera Insurance has been a trusted hospitality insurance broker for over 60 years and have expertise in the local industry.
Our team of hospitality insurance brokers are knowledgeable and experienced. With our hands-on approach, you can trust you’ll receive exceptional customer service and the best hospitality insurance coverage. If you’re not sure where to start, our insurance brokers can help determine the insurance you need.
Acera Insurance is one of the largest independent hospitality insurance brokers in Canada. What does that mean for you? We have access to a wide variety of business and special event insurance companies which allows us to deliver competitive hospitality insurance quotes and special event insurance quotes.
Get a hospitality insurance quote online, by phone, or in-person with Acera Insurance.
Who needs hospitality insurance in Alberta?
Whether you’re operating a mobile food truck, managing a boutique hotel, or running a full-scale resort, we understand the unique challenges Alberta’s hospitality businesses face. Our dedicated team tailors insurance coverage to meet your specific needs, helping you navigate the fast pace, high risks, and daily demands of the hospitality industry.
With our hands-on approach, you’ll receive exceptional service and risk solutions designed to protect your business, employees, and guests – so you can focus on delivering outstanding experiences.
Food & Beverage Services
- Restaurants & Cafés
- Food Trucks & Mobile Vendors
- Catering Companies
- Bars, Pubs & Nightclubs
- Breweries, Distilleries & Wineries
Lodging & Accommodation
- Hotels & Motels
- Resorts & Lodges
- Bed & Breakfasts
- Vacation Rentals
- Cabins
Event & Leisure Venues
- Event & Banquet Halls
- Conference & Convention Centres
- Recreation & Entertainment Facilities (e.g., golf courses, spas, theatres)

Tailored insurance for Alberta’s hospitality industry
With so many factors to consider, our Alberta hospitality insurance specialists take the time to truly understand your business and its unique risks. We work closely with you to design competitively priced insurance programs that safeguard your operations, from direct loss coverage to timely replacement of essential assets and protection of your hard-earned customer goodwill.
Hotel Insurance
Resort Insurance
Restaurant Insurance
Bar & Pub Insurance
Event Insurance
Specialized insurance coverages for Alberta hospitality operations
The hospitality industry is varied. Whether you’re a bar or restaurant, or offer lodging, or provide recreational activities, Acera Insurance can help you find the best hospitality insurance quotes and coverage.
First – why do you need hospitality insurance? It helps ensure your business’ financial security by helping you recover from an unexpected event. If your business experiences a fire or a third-party injury lawsuit, could you recover on your own? Most companies can’t absorb the costs, which is where hospitality insurance can help.
Acera Insurance works with a variety of hospitality insurance companies to get you competitive hospitality insurance quotes and choice in your coverage. Your hospitality insurance should include the following:
- Property Damage – Protects your company’s building(s) as well as your contents, including electronics, inventory, furniture, and anything else related to your business. After a covered event, your hospitality insurance will help rebuild your business and replace the damaged items.
- Equipment Breakdown – If your hospitality business’ essential equipment breaks down, such as heating or refrigeration systems, your hospitality insurance coverage can help cover the costs of repair and replacement of the system. Some policies also offer lost income protection.
- Commercial General Liability – This coverage is absolutely critical to any hospitality business. Hospitality liability insurance can cover legal expenses if someone is injured or has their property damaged while on your property.
- Business Interruption – Also known as income interruption insurance. If you’re forced to shut down due to a mandatory evacuation or insured claim, this protection will provide funds to cover essentials. Some policies also provide resources for temporary relocation.
- Cyber Liability – This coverage is critical if you store any customer information. It helps you recover in the event your business is the victim of a cyberattack or data breach.
- Liquor Liability – can help protect you in the event of a lawsuit as a result of a liquor-related incident. This may be included in your commercial general liability policy or may need to be purchased separately.
- Special Events Liability – This coverage includes third party property damage and bodily injury, medical payment, non-owned auto, food and beverage products, employees/volunteers, and cross liability protection. This may be included as part of your commercial general liability or may need to be purchased as add-on coverage.
- Event Cancellation – To help recoup financial losses after event cancellation, postponement, interruption, relocation, or another uncontrollable circumstance.
Each hospitality insurance company in Alberta may offer slightly different or additional coverage. Your individual needs will also vary – for example, some companies will need commercial vehicle insurance or additional liability protection. Your hospitality insurance broker at Acera Insurance will be able to help you determine your needs. They’re also there to help you navigate your policy so that you understand what’s covered and what isn’t. They’re also your advocate in the event of a claim. To get started, contact us for a hospitality insurance quote today.
Why is Acera insurance the best choice for your hospitality insurance in Alberta?
With roots in Alberta, Acera Insurance has been a trusted hospitality insurance broker for over 60 years. Our clients appreciate our high standard of customer service and hands-on approach. We have hospitality insurance brokers that can deliver competitive hospitality insurance quotes that are customized to your needs. Our experienced and knowledgeable brokers are there to advocate for you and be your insurance resource.
Explore commercial insurance insights.
-
How stock throughput insurance protects your inventory across the supply chain
Stock throughput insurance provides end-to-end coverage for goods in transit or storage — domestically and internationally — under a single…
-
How you can support wildfire resilience in the Yukon – starting from home
We’re now in the heart of wildfire season in the Yukon and across Canada. During this time of year, a…
-
Bridging property insurance gaps in wood product manufacturing
Wood product manufacturers are often classified by insurers as high-hazard or high-risk businesses due to the history of significant losses…
Ready to get your free Alberta hospitality insurance quote?
Simply complete our online form to receive free, no obligation quotes and advice from an expert broker.